Cost per mile calculator
See how fuel and yearly vehicle bills add up for every mile you drive.
How to use these estimates
Enter your own numbers and compare scenarios. Taxes, insurance, loan fees, driving conditions, and local labor rates can change the actual amount.
How cost per mile is calculated
Yearly fuel cost = yearly miles ÷ MPG × gas price. Add insurance, maintenance, repairs, registration and optional monthly payments × 12. Divide the sum by yearly miles.
Example and limitations
At 12,000 miles and 25 MPG, $3.25 gas costs $1,560 yearly. Add $1,800 insurance, $800 maintenance, $600 repairs and $200 fees: $4,960, or about 41 cents per mile. A car payment raises cash outlay, but this result still excludes depreciation and any down payment.
Explore the calculators
Use the tabs above to open a dedicated page for each estimate. Enter numbers from your vehicle, loan offer, or repair quote.
Built for real decisions
Check the assumptions below each result and compare more than one scenario. These estimates are a starting point, not a price quote.